Arizona Gated Community Home Loans 2026: How HOA Rules and Private Streets Affect Your Approval

Published on: 08/28/2026

Buying a detached home in an Arizona gated community? Project review is waived on most PUDs, so there is no HOA questionnaire. The private street and the master insurance are what actually slow the file. Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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